Nikki Top

Cash App Afterpay

Pay over six weeks.

Make the first payment upfront and the rest over time. Always interest-free at partner brands when you pay it in 4.

No late fees when you pay on time (Only for Pay in 4).

We’ll send you reminders and cap late payments to help you get back on track.Late fees may apply. Eligibility criteria apply. See www.afterpay.com for more details. Loans to California residents made or arranged pursuant to a California Finance Lenders Law license. ©2025 Afterpay US

Klarna

You can choose to pay your order in 4 interest free installments, using Klarna. The first payment is due at the time of purchase, with the remaining 3 payments deducted at 2 week intervals. Late fees apply. To be eligible to use Klarna, you must meet the following criteria: Have a Klarna account, be over 18 years of age and live in the USA. Klarna will provide you with specific payment terms. For further information or questions regarding your payment please visit Klarna’s website.

Installments

Shop Pay offers you the option to pay in full at checkout or to split your purchase into regular payments with Shop Pay Installments. You must be over the age of 18, reside in the US, and be paying in USD to use Shop Pay Installments. Checking your eligibility will not impact your credit. Once payment plan terms are accepted, your payments may be reported to a credit bureau.

Note: To use Shop Pay Installments you need a US shipping address.

Fees or penalties

For purchases split into 2 or 4 bi-weekly payments, there are no additional charges or interest rates applied. Purchases split into monthly payments may be subject to interest.You can pay your balance off early without penalty.There are no late fees. However, partial or late payments may affect your ability to use Shop Pay Installments in the future.

Disclosure

Rates from 0-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers: affirm.com/licenses.For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. Shop Pay Installments is offered in partnership with Affirm. Affirm is the servicer of your loan, and you can manage payments in your Shop Pay account or with Affirm directly.